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West Virginia car insurance guides: car insurance quotes & information

How to leverage your savings in West Virginia. Get multiple car insurance quotes from these top online sources:

1) Nationwide Insurance
2) iNSWEB

Shop all four to save hundreds on your policy. Don't believe it? Try it on your existing car insurance policy!

Free Insurance Quote

For general information, complaints, and other car insurance information about the state of West Virginia:

Department of Insurance, West Virginia
1124 Smith St. (25301)
P.O. Box 50540
Charleston, WV 25305-0540
304-558-3354
Toll free in WV: 1-800-642-9004
Fax: 304-558-0412

Minimum required insurance for the state of West Virginia:

Highlights from the West Virginia Department of insurance:

State car insurance topics:

Liability required? Liability limits
(in 1000's)
PIP Required No-Fault State? Uninsured Motorist coverage required?
Yes, 20/40/10 No No Yes

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How to read car insurance liability limits

The following information will help you understand the table of liability limits.

First number: bodily injury liability maximum for one person injured in an accident
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

What is no-fault?

Some states have "no-fault" laws, meaning your auto policy must pay for bodily injury and property damages regardless of who caused the accident. For example, it's often difficult to figure out who caused a multi-vehicle collision. The laws were enacted to keep insurance costs down and to expedite the claims-paying process.

No-fault laws also say you can't sue another party unless the damages and medical bills are above a certain amount, which varies by state.

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Car Buying Strategies uses reasonable efforts to ensure the accuracy of information posted on this site, we make no guarantees or warranties, either expressed or implied, with respect to the data in this report. All information, prices, specifications, and equipment are subject to change without notice.

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