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How to buy a New Car if you are Financing and have a Trade-in


Chapter 1: Research/Pricing
1) The best web sites for researching cars online.
2) Leveraging new car price quote services for the best deal.
3) Defining automobile safety and standards.
Chapter 2: Car Insurance
Car insurance resource guide: All the information you need to make an informed decision.
1) How insurance companies figure out what to charge you, and ten ways to save.
2) The basics of your insurance policy.
3) Leveraging online insurance quoting services to save: Free insurance quotes from many insurance companies in less than an hour.
Chapter 3: Trade-in
1) The complete guide to getting the most for your trade
Chapter 4: Financing
1) A Guide to Loans, Credit, and Setting a Budget for Purchasing a New Vehicle
2) How important is your credit report when applying for an auto loan?
3) What is your credit score and how does it affect you...
4) When low advertised interest rates yield higher cost of borrowing than traditional bank rates
5) What to do if you have poor credit
6) Top online resources for car loans

List of the resources mentioned in this guide

Best Web Sites for Researching Cars and Trucks online.

The following online resources are among the best resources for finding new car prices, dealer invoice costs, rebates and manufacturer incentives, as well as car reviews, test drive reviews and more. Take a note pad with you when visiting these sites and start your research. Once you have narrowed down what you want, you can start getting price quotes by following the steps in section two: " How to get the best price: Leveraging new car pricing services to get the best deal".

AutoWeb

Besides 360-degree virtual interiors and many car reviews, AutoWeb also provides extensive research on current rebates and incentives offered from the manufacturer. These savings come off of the invoice price when you buy, so if you buy a car for $500 over dealer invoice and you receive a $2,000 dollar incentive discount, you are really buying the car for $1,500 under invoice price. Some people blindly pay invoice price, thinking it is a good deal when in fact they got ripped off. Know your rebates and incentives before you buy!


CarsDirect

Cars Direct offers information on dealer invoice prices and has a break down of all the options and prices. It lists an option with both the MSRP and dealer cost. This is good information if you are going to add a lot of options on to your car. A couple thousand dollars of options at full price can really eat up your savings. They also list extensive data on standard equipment, current rebates, recalls, warranty information and test-drive reviews.

Where to find information on safety.

Along with the safety features of cars listed at the web site, the crash test is the one that truly tells the whole story about a car's safety. If a car is equipped with all the latest safety features and fails a crash test, it probably won't protect you or your family in an accident. What good are safety features if a car falls apart in a collision? The NHTSA provides crash test and other related safety information on virtually all cars and trucks sold in North America. You can visit this site here.

Another source of safety information is the Insurance Institute for Highway Safety. They list vehicle safety ratings, news releases, safety facts, and a wealth of other safety related information.

The Top Auto Sites Section has many more sources on where to research information. This is just a small sample of the web sites that are available to you.

Chapter One - Part Two: Leveraging new car price quote services for the best deal.

 

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How to buy a car if you are:Paying Cash, no Trade-in - Paying Cash with Trade-in - Financing, no Trade-in - Financing with Trade-in - Buying Used Cars
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Car Buying Strategies uses reasonable efforts to ensure the accuracy of information posted on this web site, we make no guarantees or warranties, either expressed or implied, with respect to the data in this report. All information, prices, specifications, and equipment are subject to change without notice.

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