Car Buying Strategies

2021 BMW X7 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2021 BMW X7 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost
2021 X7 - Style: M50i - 4 Dr SUV w/AWD. Powered by a 4.4 L, 8 Cylinder, Gas Engine w/Automatic Transmission
Invoice Price
Destination Fee
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2021 X7 - Style: xDrive40i - 4 Dr SUV w/AWD. Powered by a 3 L, 6 Cylinder, Gas Engine w/Automatic Transmission
Invoice Price
Destination Fee
Dealer Cost
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Price Tip:
To avoid overpaying on a new BMW X7, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
BMW Price Guides:
BMW X7 Overview:

The 2020 BMW X7 is a large luxury SUV that is a good all-around vehicle with a lot of strong features and characteristics. It isn't the best in its class, but it isn't the most expensive, either, ranking about average in cost. The X7 maintains a luxury feel and drives very well, so it is a great experience for the driver as well as the the passengers.

What’s New for 2020?

The X7's very first year of production was 2019, so 2020 is the first follow-up to the original rollout. There is only one change to the X7 in 2020, and that is the addition of a new trim with performance enhancements. If you are not interested in the new trim, then you can go back to the 2019 model year for a discount, although the new trim is a fairly good deal. If you are not sure whether the trim will be a good fit for you, then consider a test drive at a local dealer to see it for yourself.

Style and Trim Options for the 2020 BMW X7

There are three trims for the X7, and one style. All of them come with all-wheel drive standard, as well as automatic transmission.

The base trim is called the xDrive40i. The 40i's engine is 335 horsepower, which feels like more than enough for the SUV despite its size. The base seating fits seven people across three rows. If you choose, you can have the second row of seating, a bench, converted into two captain's chairs, which will reduce the capacity to six.

There are many comfortable interior features like leather wrapping around the steering wheel, synthetic leather upholstery, and four climate zones-- two in the front and one for each of the second and third rows. It also comes with plenty of safety and automation tech, which is a nice inclusion considering that many competing vehicles still have these as an option or as part of a package.

Aside from the bench conversion in the second row, notable options include a genuine leather upgrade, rear-row entertainment, and a trailer hitch for towing, among other things. There are also quite a few attractive packages. For example, Executive adds on an array of convenience and comfort items large and small, such as temperature-controlled cupholders and an upgraded sound system.

The Driving Assistance and Parking Assistance packages add on more software and automation tools to handle traffic and parking, respectively. Luxury adds massage capabilities and smoothing to the front seats and Dynamic Handling adds on some performance enhancements.

The second-level trim is the xDrive50i. The 50i comes with a larger engine, with 456 horsepower. It also includes the Parking Assist package and some of the options for the baseline trim from other packages, like the full leather and the upgraded sound system. There is an additional, new option for another sound system in addition to all of the packages and options available on the 40i that are not already included.

Lastly, the new trim for 2020, the M50i, has a 523 horsepower engine and a selection of M-Sport features for the brakes, wheels, exhaust, and a limited-slip differential, all to help you make full use of all that extra power. Aside from that, the inclusions and the lineup are the same as the 50i.

Driving the 2020 BMW X7

The 2020 BMW X7 feels much faster than its five and a half tons. Even the base engine gives the driving a light and responsive feel. If you upgrade to the second-level engine, you will notice a significant difference, especially when navigating through highway lane changes and overtakes.

The top engine makes the 2020 BMW X7 feel faster than any SUV has a right to be, which of course plays right into the luxury experience. If there is one drawback, it is that the handling tends to feel a little too quick to respond-- it feels like turning such a large vehicle should take more of a touch than it does, which can take a little getting used to when you first start driving it. This issue is not unique to the X7, and you may have experienced it before if you have driven recently-made SUVs of its size before.

Fuel Efficiency

Although SUVs have a reputation for guzzling gas, the base model can actually do 25 MPG for highway driving and 20 in cities, which is much better than most of its rivals. That base engine has a lot of power for its weight, which makes it more efficient. The upper trims have four or five MPG less due to their performance-oriented drivetrains.
How to Calculate The Dealer Cost of a BMW X7:

Formula for Calculating Dealer Cost:

  • Example: Base BMW X7 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All BMW X7 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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