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2020 FIAT 124 Spider Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2020 FIAT 124 Spider Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost
2020 124 Spider - Style: Classica, 2-Door Convertible. Powered by a 1.4 L, 4 Cylinder, Gas Engine w/ RWD and Manual Transmission
Invoice Price
Destination Fee
Dealer Cost
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2020 124 Spider - Style: Lusso, 2-Door Convertible. Powered by a 1.4 L, 4 Cylinder, Gas Engine w/ RWD and Manual Transmission
Invoice Price
Destination Fee
Dealer Cost
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2020 124 Spider - Style: Abarth, 2-Door Convertible. Powered by a 1.4 L, 4 Cylinder, Gas Engine w/ RWD and Manual Transmission
Invoice Price
Destination Fee
Dealer Cost
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Price Tip:
To avoid overpaying on a new Fiat 124 Spider, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
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Fiat 124 Spider Overview:

The 2019 FIAT 124 Spider is a formidable sports car with a dreamlike ride, an attractive convertible roof, and a classy exterior design. It also happens to be easy on the wallet when it comes to filling the tank, thanks to some of the best fuel efficiency in its class. As sports cars go, the 2019 FIAT 124 Spider is a little on the small side, but ideally you will have the roof down as much as possible and you won't even notice.

A sports car is built to epitomize the sheer joy of driving. The 124 Spider delivers plenty of that thanks to its strong, yet light engine and responsive steering. There are three trim levels that let you select between standard and optional features. These include both comfort and performance improvements and additions. You can make the 2019 FIAT 124 Spider your own based on how you intent to enjoy it.

What’s New for 2019?

The 2019 FIAT 124 Spider is based on a design that first arrived on the scene for the 2017 model year. The 2018 version didn't add much on top of the debut model, and the 2019 edition does not have much of a change either. The one change it offers is that it adds a standard rear-facing camera for parking and backing up. Other than that, nothing else is new or altered. If you don't want the camera, you can find an older model for less money. However, from now on all new cars in the US must have a rear camera by law, so you may as well get on board with the trend now.

Style Selection

The 2019 FIAT 124 Spider is only available as a convertible, or roadster model. There is no coupe version. However, you do have a choice of transmission. The standard is a manual with six speeds. If you like, you can swap that out for an automatic transmission for an additional $1,400 on any trim.

Trim Selection

The three trim levels vary in their feature list as well as their option selection.

The first level is the Classica. The Classica comes with some entry-level features, like a 3-inch display for infotainment in the dash and cloth upholstery. The Technology package upgrades this to a 7-inch display and also tacks on a group of tech features like app connectivity and Siris XM radio. The wheels on this trim are 16 inches across and are alloy.

The second trim is the Lusso. It runs around $2,500 more than the Classica and includes everything the Classica had to offer, plus some upgrades and new packages. All the interior upholstery becomes leather. There are now weather features like heated seats, automatic climate control, and upgraded wipers. The wheels are larger.

In addition to the standard features, the Lusso has three packages available. Visibility improves the running lights and makes the headlights adaptive. Comfort and Convenience has a selection of driver assistance tools and sensors like blind spot monitoring as well as little extras such as auto-dimming mirrors. Lastly, the Navigation and Sound package has a Bose-designed 9-speaker sound system and a navigation system built into the infotainment display.

The final trim is the Abarth, which is less than $1,000 more than the Lusso. It has some performance alterations and a few new options. The new standard upgrades are a new suspension, a limited slip differential, Sport mode, and sport seats. All of the Lusso packages are still options. There are two more sporty options that are exclusive to the Abarth. The first is a set of Brembo performance brakes. The second is a set of further upgraded seats made with Alcantara and leather.

Driving Experience

The 2019 FIAT 124 Spider feels powerful and quick. It is on the quiet side, but you will still feel the acceleration and force both on straightaways and corners. 160 horsepower goes a long way in a car built to seat two. Driving with the top down is a special experience. The whole design and look of the Spider evokes the muscle-car era. Whether you are in the market for a nostalgia trip or you want the feeling of a 70s era sports car with 2019 amenities, the 124 Spider is for you.

Fuel Economy / MPG

The fuel economy of the 124 Spider is extremely good. In city driving conditions, it gets 26 miles per gallon. For highways, that increases to 36 MPG. This can vary slightly depending on the lineup of options and features, but not by more than 1-2 MPG.

How to Calculate The Dealer Cost of a Fiat 124 Spider:

Formula for Calculating Dealer Cost:

  • Example: Base Fiat 124 Spider invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Fiat 124 Spider MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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