Car Buying Strategies

2020 Kia K900 Prices: MSRP vs Dealer Invoice vs True Dealer Cost w/ Holdback

Price terms Used:
MSRP What is MSRP? Invoice Price What is Dealer Invoice Price? Destination Fee Whatis the Destination Fee? Holdback What is Holdback? Dealer Cost What is Dealer Cost?
2020 K900 - Style: Luxury, 4-Door Sedan. Powered by a 3.3 L, 6 Cylinder, Gas Engine w/ AWD and Automatic Transmission
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Kia K900 Overview:

When it comes to flagship luxury sedans, you could be looking at spending about $100,000 or more. However, Kia has changed all of that with the introduction of their 2020 Kia K900. This is the flagship sedan that offers one of the best values in the automotive world. For those looking to drive one of the most luxurious vehicles on the planet, the K900 is worth a serious look.

What’s New for 2020?

For the 2020 model year, the K900 is carried over with no real changes to the exterior, the interior or the powertrain. The K900 was completed redesigned for the 2019 model year.


The 2020 Kia K900 is a large-sized, four-door, five-passenger flagship luxury sedan. The K900 offers a contemporary twist to the large luxury car. This is a vehicle that is not designed to stand out. Instead, it could be said that the K900 has an understated appearance and style.

Looking at the exterior styling of the K900, you have a beautiful chrome-accented grille along with unique 19-inch wheels and smooth lines along the side of the vehicle. The rear of the K900 has an integrated rear spoiler and dual chrome exhausts.

Stepping inside the K900's interior and you are welcomed with lots of space and class-leading luxury appointments. Fine leather and wood inlays adorn the cabin along with a well-crafted dashboard design. The rear seats are spacious and will provide ample room for even the tallest passengers.

Trim Levels

The K900 is available in only one trim level for the 2020 model year. Known as the Luxury trim, this K900 trim level pretty much offers you everything that you will want from a luxury flagship sedan. Taking a look at the interior features, you can see that the K900 offers you a high level of standard features including leather seats, heated seats, a leather-wrapped steering wheel and a premium stereo.

Moving to the exterior of the 2020 K900, you get LED turn signal indicators in the power side mirrors, LED headlights, LED taillights and a Smart Welcome feature. Overall, you can expect to get what you will find in other flagship sedans.

Driving Impressions

When you get behind the wheel of the 2020 K900, you will notice one of the smoothest rides of any vehicle in its class. That includes flagship sedans nearly twice its entry price. When you want the power, you can get it with a press down on the gas pedal. While the K900 is not designed to be a street racer, this flagship sedan will give you all the passing and merging power that you need.

If you want to feel comfortable during those daily commutes, you will not be disappointed. The K900 is able to absorb pothole and road imperfections like a dream. When it comes to braking, you get some excellent stopping power for a vehicle of its size.

Main Competitors

The main competitors to the K900 are other large-size flagship luxury sedans such as the Lexus LS, Mercedes S-Class, Audi A8, BMW 7-Series and the Cadillac CT6. All of these vehicles top out at over $100,000 when fully-equipped. With a starting price of just under $60,000, you can top out the K900 at just under $70K. That gives you one of the most impressive values in the large-car luxury segment.


The 2020 Kia K900 offers an exciting level of performance for a large-size luxury vehicle. The K900 comes standard with a 3.3-liter V-6 engine that delivers up to 365 horsepower. This V-6 engine can take the K900 from 0 to 60 miles per hour in just 5.2 seconds. This flagship sedan is able to hit the quarter mile in 13.8 seconds at 102.8 miles per hour. Braking speed is impressive with a full stop at 117 feet from 60 miles per hour.

Fuel Economy

Just because the 2020 Kia K900 is a large size car doesn't mean that it can't be fuel-efficient. The latest numbers show that the K900 can deliver 18 miles per gallon in the city and 25 miles per gallon on the highway. This is right in line with other large-size sedans in its class.


The 2020 Kia K900 is also designed to be one of the safest large cars on the road. This is in line with Kia's philosophy of building exceptionally safe vehicles. Some of the top safety features on the K-900 include automatic high beam headlights, rain-sensing windshield wipers, a head-up display, driver attention monitoring and more.

Final Thoughts

For the past several years, the 2020 Kia K900 has stood out as one of the great values in the flagship luxury car world. That tradition continues for the 2020 model year. If you are looking to drive one of the best vehicles without calling attention to yourself, then you will want to take a look at a 2020 Kia K900 today.

How to Calculate The Dealer Cost of a Kia K900

Formula for Calculating Dealer Cost:

  • Example: Base Kia K900 invoice price + the dealer Invoice price of all the options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here)

Note: All Kia K900 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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