Car Buying Strategies

2022 Toyota Camry Prices: MSRP vs Dealer Invoice vs True Dealer Cost w/Holdback

Price terms Used in this Guide:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost

Toyota Camry Pricing for the LE, SE and Nightshade, XLE, XSE and TRD Trims

2022 Camry - Trim: LE - 4-Door Sedan with FWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$25,395
Invoice Price
$23,237
Destination Fee
$1,025
Holdback
$508
Dealer Cost
$23,754
Find the Best Price
2022 Camry - Trim: LE - 4-Door Sedan with AWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$26,795
Invoice Price
$24,518
Destination Fee
$1,025
Holdback
$536
Dealer Cost
$25,007
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2022 Camry - Trim: SE - 4-Door Sedan with FWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$26,935
Invoice Price
$24,511
Destination Fee
$1,025
Holdback
$539
Dealer Cost
$24,997
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2022 Camry - Trim: SE Nightshade - 4-Door Sedan with FWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$27,635
Invoice Price
$25,148
Destination Fee
$1,025
Holdback
$553
Dealer Cost
$25,620
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2022 Camry - Trim: SE - 4-Door Sedan with AWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$28,335
Invoice Price
$25,785
Destination Fee
$1,025
Holdback
$567
Dealer Cost
$26,243
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2022 Camry - Trim: SE Nightshade 4 Door - 4-Door Sedan with AWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$29,035
Invoice Price
$26,422
Destination Fee
$1,025
Holdback
$581
Dealer Cost
$26,866
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2022 Camry - Trim: XLE - 4-Door Sedan with FWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$30,145
Invoice Price
$27,432
Destination Fee
$1,025
Holdback
$603
Dealer Cost
$27,854
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2022 Camry - Trim: XSE - 4-Door Sedan with FWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$30,695
Invoice Price
$27,932
Destination Fee
$1,025
Holdback
$614
Dealer Cost
$28,343
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2022 Camry - Trim: XLE - 4-Door Sedan with AWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$31,545
Invoice Price
$28,706
Destination Fee
$1,025
Holdback
$631
Dealer Cost
$29,100
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2022 Camry - Trim: XSE - 4-Door Sedan with AWD. Powered by by a 2.5L, 4 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$32,095
Invoice Price
$29,206
Destination Fee
$1,025
Holdback
$642
Dealer Cost
$29,589
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2022 Camry - Trim: TRD - 4-Door Sedan with FWD. Powered by by a 3.5L, 6 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$32,460
Invoice Price
$29,539
Destination Fee
$1,025
Holdback
$649
Dealer Cost
$29,915
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2022 Camry - Trim: XLE - 4-Door Sedan with FWD. Powered by by a 3.5L, 6 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$35,270
Invoice Price
$32,095
Destination Fee
$1,025
Holdback
$705
Dealer Cost
$32,415
Find the Best Price
2022 Camry - Trim: XSE - 4-Door Sedan with FWD. Powered by by a 3.5L, 6 Cylinder, Gas Engine w/ Automatic Transmission.
MSRP
$35,820
Invoice Price
$32,595
Destination Fee
$1,025
Holdback
$716
Dealer Cost
$32,904
Find the Best Price
Price Tip:

To find the best possible price on a new Toyota Camry, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services; Car Clearance Deals,   Edmunds,   NADAguides,   Motortrend  &   CarsDirect
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.

How to Calculate The Dealer Cost of a Toyota Camry

Formula for Calculating Dealer Cost:

  • Example: Base Toyota Camry invoice price + the dealer Invoice price of all the options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here)

Toyota Camry Overview:

When it comes to midsize sedans, few have maintained their popularity over the years like the Toyota Camry. With a spacious cabin, powerful standard engine, and the latest in tech features, it is easy to see why. The 2022 Toyota Camry has an extensive list of perks, many of which can be learned about below.

What's New for 2022?

There are very few changes for the 2022 Camry, which is part of the eighth generation that was launched in 2018. The Nightshade appearance package is now available for hybrid models, and the paint colors have been changed up a bit. Most notably, the Galactic Aqua option has been deleted for 2022.

Performance Stats

The standard engine for the 2022 Camry is a four-cylinder that produces 203-horsepower and 184 lb-ft of torque. This engine comes standard with front-wheel drive, but it can be paired with all-wheel drive as well. In either case, an eight-speed automatic transmission is standard. The XSE trim level has that same engine but manages to get 206-horsepower out of it.

For those seeking more of a thrill, the top TRD trim level has a V6 that pumps out 301-horsepower. The eight-speed automatic transmission remains standard, and all-wheel drive is not an option. On the plus side, the TRD does get things like a sport-tuned suspension and a sport exhaust.

The hybrid version of the Camry combines an electric motor with an inline-four-cylinder engine. Together, they create 208-horsepower. This engine cannot be paired with all-wheel drive.

Fuel Economy

Front-wheel-drive models of the Camry with the four-cylinder engine will be the most efficient of the non-hybrids. They are estimated to get 28mpg in the city and 39mpg on the highway. Going up to all-wheel drive will drop those numbers down to 25mpg city and 34mpg highway. As for the TRD with the V6 underneath the hood, buyers can expect 22mpg city and 32mpg highway. Going with the hybrid will mean getting 51mpg in the city and 53mpg on the highway.

Technology Features

A 7-inch touchscreen comes standard for the 2022 Camry, along with the wired versions of Apple CarPlay and Android Auto. Other tech highlights found on all models include a Wi-Fi hotspot, satellite radio, Bluetooth, and a six-speaker sound system. The Camry is also compatible with Amazon Alexa for even more convenience.

The XLE trim level gets even more cutting-edge by upgrading the Camry to a 9-inch touchscreen and adding wireless device charging. On select models, buyers can add a nine-speaker premium sound system from JBL and an integrated navigation system.

Safety Features

One of the ways that the Camry has stayed ahead of the competition is with its standard driver aid list. Forward-collision warning, lane-keeping assist, and automatic emergency braking are all included. There are also a few ones that are rarely seen on entry-level models, such as adaptive cruise control and traffic sign recognition.

Blind-spot monitoring is not standard, but it is included starting on the XLE model. That same trim level is home to full-speed adaptive cruise control, which can actually bring the Camry to a stop when necessary. A Driver Assist package is available on select trims, and it includes a head-up display, rear automatic emergency braking, and a surround-view camera system.

Interior Quality

The interior of the Camry is modern and clean. Dual-zone automatic climate control and a power-adjustable driver's seat are included in all models. Starting with the SE, the Camry goes with synthetic leather upholstery. The XLE trim level is where buyers will find genuine leather if that is preferred. That is also the model that adds heated front seats to the mix, plus rear air vents. Select models add a panoramic sunroof as well.

Interior Space

With 15.1 cubic feet in the trunk, the Camry has a respectable amount of cargo space. Both rows of seats have enough space for adults to be comfortable. The seats have plenty of padding and are supportive enough for long journeys. As a perk, the design of the 2022 Camry gives the driver great outward visibility.

Exterior Design

The entry-level Camry LE rides around town on 17-inch wheels and illuminates the night with LED headlights. Going with the SE means getting sportier exterior design elements, including 18-inch wheels. That trim is eligible for the Nightshade package, which will give it a trunk-mounted spoiler and blacked-out exterior details. To help cement its place as the most performance-oriented, the TRD model has an aerodynamic body kit.

The 2022 Toyota Camry is a beautifully balanced sedan that will give buyers everything they need to be happy on the road. Drivers are encouraged to check it out for themselves.

Note: All Toyota Camry MSRP, invoice and dealer cost dollar figures above are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.



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