Car Buying Strategies

2021 Toyota Camry Prices: MSRP vs Dealer Invoice vs True Dealer Cost w/ Holdback

Price terms Used:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost
2021 Camry - Style: 2.5L 4-Cyl LE - 4 Dr Sedan w/FWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$24,970
Invoice Price
$22,848
Destination Fee
$995
Holdback
$499
Dealer Cost
$23,344
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2021 Camry - Style: 2.5L 4-Cyl LE - 4 Dr Sedan w/AWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$26,370
Invoice Price
$24,129
Destination Fee
$995
Holdback
$527
Dealer Cost
$24,597
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2021 Camry - Style: 2.5L 4-Cyl SE - 4 Dr Sedan w/FWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$26,485
Invoice Price
$24,101
Destination Fee
$995
Holdback
$530
Dealer Cost
$24,566
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2021 Camry - Style: 2.5L 4-Cyl SE Nightshade - 4 Dr Sedan w/FWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$27,185
Invoice Price
$24,739
Destination Fee
$995
Holdback
$544
Dealer Cost
$25,190
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2021 Camry - Style: 2.5L 4-Cyl SE - 4 Dr Sedan w/AWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$27,885
Invoice Price
$25,375
Destination Fee
$995
Holdback
$558
Dealer Cost
$25,812
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2021 Camry - Style: 2.5L 4-Cyl SE Nightshade - 4 Dr Sedan w/AWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$28,585
Invoice Price
$26,013
Destination Fee
$995
Holdback
$572
Dealer Cost
$26,436
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2021 Camry - Style: 2.5L 4-Cyl XLE - 4 Dr Sedan w/FWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$29,870
Invoice Price
$27,181
Destination Fee
$995
Holdback
$597
Dealer Cost
$27,579
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2021 Camry - Style: 2.5L 4-Cyl XSE - 4 Dr Sedan w/FWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$30,420
Invoice Price
$27,681
Destination Fee
$995
Holdback
$608
Dealer Cost
$28,068
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2021 Camry - Style: 2.5L 4-Cyl XLE - 4 Dr Sedan w/AWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$31,270
Invoice Price
$28,455
Destination Fee
$995
Holdback
$625
Dealer Cost
$28,825
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2021 Camry - Style: 2.5L 4-Cyl XSE - 4 Dr Sedan w/AWD. Powered by a 2.5 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$31,820
Invoice Price
$28,955
Destination Fee
$995
Holdback
$636
Dealer Cost
$29,314
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2021 Camry - Style: 3.5L V6 TRD - 4 Dr Sedan w/FWD. Powered by a 3.5 L, 6 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$32,185
Invoice Price
$29,290
Destination Fee
$995
Holdback
$644
Dealer Cost
$29,641
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2021 Camry - Style: 3.5L V6 XLE - 4 Dr Sedan w/FWD. Powered by a 3.5 L, 6 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$34,995
Invoice Price
$31,846
Destination Fee
$995
Holdback
$700
Dealer Cost
$32,141
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2021 Camry - Style: 3.5L V6 XSE - 4 Dr Sedan w/FWD. Powered by a 3.5 L, 6 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$35,545
Invoice Price
$32,346
Destination Fee
$995
Holdback
$711
Dealer Cost
$32,630
Find the Best Price
Price Tip:

To avoid overpaying on a new Toyota Camry, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
Toyota Price Guides::
Toyota Camry Overview:

The 2021 Toyota Camry has received major upgrades in performance, appearance and technology. Available with an all-wheel drive and a hybrid powertrain, this midsize sedan delivers class-leading handling and fuel economy. In terms of digital technology, the 10.0-inch head-up display is a notable addition to the cockpit. Drivers will also appreciate the 9.0-inch touch screen that stands in a fixed position above the center stack. The Toyota+Alexa mobile application is a major addition to the next-generation Audio Plus multimedia system, which retains the Wi-Fi Connect service and other mobile apps.

Styling

All 2021 Camry trims have a midsize body, spacious trunk and four doors. Some production paint options for this premium sedan include Supersonic Red, Ruby Flare and Wind Chill. Several two-tone finishes are also available, such as Ice Edge with Midnight Black. Covered in black accents, 19-inch alloy wheels are optional for select trims.

This Toyota sedan offers the all-new Cockpit Red interior theme for sporty styling. Featuring perforations, side bolsters and unique contours, the comfortable front seats take strong inspirations from racing cars. Aluminum sport pedals and silver door handles add some other contemporary styling to the cabin. Additionally, the glove compartment is illuminated by bright LED lights for dramatic visual effects.

Having an aggressive stance on the road, the 2021 Camry TRD offers lots of unique styling options. For example, this cool model has a pedestal-type rear spoiler with a Gloss Black finish. This awesome car also boasts polished stainless steel exhaust tips with the Cat Black design. Additionally, the TRD edition has an exclusive instrumentation cluster with red illumination and other racing-inspired elements.

Performance

The 2021 Camry extracts up to 206 horsepower from the Dynamic Force I-4 engine. Engineered to use regular gasoline, this 2.5 L powertrain cranks out 186 pound-feet of torque. Generating a maximum of 301 hp and 267 lb-ft, a 3.5 V6 gas engine is another option under the hood of this midsize sedan. A hybrid powertrain with a sealed lithium-ion battery and an electric motor is also on the lineup. The net output of the hybrid system is 208 hp and 149 lb-ft.

This Toyota model is equipped with the Direct Shift-8AT system. As the name implies, the transmission system gives the driver access to eight different gear ratios. The hybrid powertrain works in tandem with the Electronically Controlled CVT system, which doesn't have a fixed number of gear sequences. Both signature gearboxes include the Sequential Shift Mode for smooth handling on the highway.

Fuel Economy

When tested on the highway, the 2021 Camry achieves a maximum fuel economy of 39 MPG. This midsize Toyota sedan offers up to 28 MPG in the city. Some notable mechanical features that enhance the car's gas mileage include the Dual VVT-i and D-4S Dual Injection. The Eco Mode should be turned on to maximize fuel economy on any paved road. Additionally, the hybrid powertrain can operate on the EV Mode, which only extracts energy from the motor and sealed Li-ion traction battery.

Digital Technology

Designed to mimic modern tablets, the 2021 Camry's Audio Plus infotainment system has a 9.0-inch touch screen. Featuring a more intuitive interface than before, the multimedia console provides easy access to Amazon Alexa, Android Auto and Apple CarPlay. The Audio Plus also offers other best-in-class options for mobile devices, such as the Wi-Fi Connect with monthly data plans. A one-year subscription to the Remote Connect suite is also optional for this Toyota sedan.

SiriusXM All Access Satellite Radio is the main entertainment package for the 2021 Camry. More than 130 music channels from this platform can be played on the nine speakers that are designed by JBL. A USB media port and Bluetooth audio streaming allow the driver to play custom music from external devices.

Interior Features

The Smart Key System provides extra security and convenience for entering the 2021 Camry. For example, this patented key fob automatically unlocks the front doors or trunk when in close proximity. By touching the Push Button Start, the driver can quickly activate the ignition system.

This midsize Toyota sedan offers best-in-class comfort thanks to front seats with multi-stage cooling and heating. The power-adjustable front seats are furnished with the proprietary SofTex material. Select trims are available with adjustable rear seats that provide extra legroom and headroom. A heated steering wheel with a telescoping design and leather trimming is optional for this premium sedan.

Safety and Security

Installed on every 2021 Camry trim, the Toyota Safety Sense 2.5+ offers tremendous value in active safety. This updated suite includes several familiar technologies from previous generations, like the Pre-Collision System. With real-time cues from the Lane Tracing Assist, the driver won't wander into other lanes. The TSS 2.5+ package also controls the Road Sign Assist, which sends alerts to the Multi-Information Display in the cabin.

All 2021 Camry models have the Star Safety System, which monitors and adjusts various mechanical systems. The Smart Stop Technology reduces the vehicle's stopping distance on slippery or dry pavements. With leverage from the updated Enhanced Vehicle Stability Control, this Toyota sedan is unlikely to lose traction on the road.

Having 10 air bags, this premium midsize model also offers best-in-class protection against severe crashes. Front seats with the Whiplash-Injury-Lessening design significantly reduce the risk of neck injuries during accidents. Side-impact door beams and energy-absorbing crumple spots on the hood provide additional protection for all occupants inside this Toyota vehicle.

Available in more than 10 trims, the 2021 Toyota Camry sedan offers plenty of options in performance, safety, technology and comfort. A hybrid powertrain and an AWD system also make this midsize car a popular option for drivers who want good handling and excellent fuel economy.

How to Calculate The Dealer Cost of a Toyota Camry

Formula for Calculating Dealer Cost:

  • Example: Base Toyota Camry invoice price + the dealer Invoice price of all the options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here)

Note: All Toyota Camry MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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