Car Buying Strategies

2021 Volvo S90 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2021 Volvo S90 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost
2021 S90 - Style: T6 Momentum - 4 Dr Sedan w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$51,550
Invoice Price
$48,457
Destination Fee
$995
Holdback
$516
Dealer Cost
$48,937
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2021 S90 - Style: T6 Inscription - 4 Dr Sedan w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$54,650
Invoice Price
$51,371
Destination Fee
$995
Holdback
$547
Dealer Cost
$51,820
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2021 S90 - Style: T6 R-Design - 4 Dr Sedan w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$54,650
Invoice Price
$51,371
Destination Fee
$995
Holdback
$547
Dealer Cost
$51,820
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2021 S90 Recharge - Style: Plug-in Hybrid T8 eAWD Inscription - 4 Dr Sedan w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$60,050
Invoice Price
$56,447
Destination Fee
$995
Holdback
$601
Dealer Cost
$56,842
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2021 S90 Recharge - Style: Plug-in Hybrid T8 eAWD R-Design - 4 Dr Sedan w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$60,050
Invoice Price
$56,447
Destination Fee
$995
Holdback
$601
Dealer Cost
$56,842
Find the Best Price
Price Tip:
To avoid overpaying on a new Volvo S90, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
Volvo Price Guides:
Volvo S90 Overview:

The Volvo S90 is the flagship sedan from the Scandinavian automaker. With its reputation for safety, style and performance, the S90 is a luxury sedan that stands out with its understated approach.

What’s New for 2020?

For the 2020 mode year, the Volvo S90 has made some adjustments to its overall trim levels and standard features. There is now a new R-Design trim to the line-up. Also, there are new standard features to the S90 including leather seats, front parking sensors, and rear-cross traffic alert.

Body Style

The 2020 Volvo S90 is a mid-size, four-door flagship sedan that seats five passengers.

Trim Levels

The 2020 Volvo S90 is available in three trim levels: Momentum, Inscription and R-Design. Each trim level provides a different approach to the flagship sedan.

Momentum Trim

The Momentum trim is the base level S90 from Volvo. While this is the lowest trim in the S90 line, it does not feel like a base model in any way, shape or form. The Momentum model is rich with standard features and offers excellent performance thanks to its standard T-5 engine. Inside the cabin of the Momentum trim, the S90 provides a standard 12.3-inch Digital Driver Display. With its relatively affordable entry price, the S90 Momentum trim is an incredible value.

Inscription Trim

The Inscription trim provides a higher level of luxury for the Volvo S90. With the Inscription trim, the Volvo S90 comes standard with a powerful T6 engine. Also, the Inscription trim comes with upgraded standard features such as four-zone climate control and a panoramic sunroof. When the Luxury Package is added, the S90 added some exclusive features such as a backrest massager on the front seats.

R-Design Trim

For those who want the ultimate performance from the 2020 Volvo S90, there is the R-Design trim. This performance focused trim comes with special exterior and interior styling cues. These styling cues include more aggressive wheels, dual integrated tailpipes and R-Design badging. Along with this exceptional style, the R-Design can be equipped with the hybrid T-8 engine.

Driving Experience

The 2020 Volvo S90 offers you a combination of comfortable daily driving along with exhilaration depending on the trim level that is chosen. For those who want a comfortable driving experience, the Momentum trim offers a welcoming cabin and spirited performance. With the Inscription trim, the S90 offers a sublime driving experience with the highest level of comfort and luxury.

The R-Design offers a surprising level of acceleration and handling. When it comes to passing capability, the S90 offers all the power that is needed. Around curves, the S90 does an excellent job with its advanced suspension, available all-wheel-drive and grippy tires.

Performance

The S90 comes with three available powertrains. Each of these powertrains is more than capable of providing the power that is needed for the mid-size flagship sedan. The entry-level T-5 engine provides you with up to 250 horsepower thanks to its 2.0-liter 4-cylinder engine. In 0 to 60 mile per hour testing, the T-5 equipped Volvo S90 can achieve a time of 6.9 seconds.

The S90 also offers a T-6 engine that provides the S90 with up to 316 horsepower. This T-6 engine is able to propel the S90 from 0 to 60 miles per hour in 6 seconds. Finally, there is the hybrid T-8 engine that offers the S90 up to 400 horsepower. This hybrid engine can take the Volvo S90 from 0 to 60 miles per hour in just 4.8 seconds.

When it comes to performance, the 2020 Volvo S90 offers something for every type of driver. For the driver who wants a comfortable daily drive, the T-5 will be the top choice. For the driver who wants exceptional performance, the T-6 provides the power and the acceleration to handle the job. Finally, drivers who want top performance from their luxury sedan should opt for the T-8 engine with its mid-4 second 0 to 60 mile per hour time.

Fuel Economy

 

On the fuel economy front, the Volvo S90 offers excellent numbers when it comes to its T-5 engine. In fact, the T-5 engine allows the 2020 S90 to get up to 23 miles per gallon in the city and up to 35 miles per gallon on the highway. This is one of the top fuel economy numbers for a mid-size luxury sedan.

For the T-6 engine, the Volvo S90 provides some respectable fuel economy numbers. In the city, the T6 equipped S90 can get up to 21 miles per gallon. On the highway, the T-6 equipped S90 will provide up to 31 miles per gallon.

Finally, the hybrid T-8 engine offers the best of both worlds for the S90 driver. This T-8 engine not only offers the top acceleration, but this hybrid model also provides excellent fuel economy numbers. The T-8 equipped Volvo offers a combined fuel economy rating of 71 MPGe with a total range of up to 350 miles.

Final Thoughts

The 2020 Volvo S90 is one of the top mid-size luxury sedans available today. Thanks to its three different trim levels and three powertrain options, the Volvo S90 offers a unique driving experience for almost any type of driver. When it comes to luxury, the Volvo S90 delivers with a Scandinavian style that gives it a top-level of refinement.

How to Calculate The Dealer Cost of a Volvo S90:

Formula for Calculating Dealer Cost:

  • Example: Base Volvo S90 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Volvo S90 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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