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2019 Volvo S90 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2019 Volvo S90 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP What is MSRP? Invoice Price What is Dealer Invoice Price? Destination Fee Whatis the Destination Fee? Holdback What is Holdback? Dealer Cost What is Dealer Cost?
Note: The Volvo S90 pricing report below does not include rebates or incentives. View Rebates and Incentives.
2019 S90- Trim: T6 Inscription w/ AWD. Powered by a Turbo Engine - 2.0L 16V I4. Transmission: Auto w/8-Spd. Horsepower: 316 @ 5700 RPM. Torque: 295 @ 2200 RPM
MSRP
$59,450
Invoice Price
$55,883
Destination Fee
$995
Holdback
$595
Dealer Cost
$56,283
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2019 S90- Trim: T8 ePlug-In Hybrid Inscription w/ AWD. Powered by a Turbo Engine - 2.0L I-4 - Runs on Gas and Electric
MSRP
$68,750
Invoice Price
$64,625
Destination Fee
$995
Holdback
$688
Dealer Cost
$64,932
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2019 S90- Trim: T5 Momentum w/ AWD. Powered by a Turbo Engine - 2.0L 16V I4. Transmission: Auto w/8-Spd. Horsepower: 250 @ 5500 RPM. Torque: 258 @ 1500 RPM
MSRP
$49,850
Invoice Price
$46,859
Destination Fee
$995
Holdback
$499
Dealer Cost
$47,355
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2019 S90- Trim: T5 Momentum w/ FWD. Powered by a Turbo Engine - 2.0L 16V I4. Transmission: Auto w/8-Spd. Horsepower: 250 @ 5500 RPM. Torque: 258 @ 1500 RPM
MSRP
$47,350
Invoice Price
$44,509
Destination Fee
$995
Holdback
$474
Dealer Cost
$45,030
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2019 S90- Trim: T6 Momentum w/ AWD. Powered by a Turbo Engine - 2.0L 16V I4. Transmission: Auto w/8-Spd. Horsepower: 316 @ 5700 RPM. Torque: 295 @ 2200 RPM
MSRP
$54,350
Invoice Price
$51,089
Destination Fee
$995
Holdback
$544
Dealer Cost
$51,540
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2019 S90- Trim: T8 ePlug-In Hybrid Momentum w/ AWD. Powered by a Turbo Engine - 2.0L I-4 - Runs on Gas and Electric
MSRP
$63,650
Invoice Price
$59,831
Destination Fee
$995
Holdback
$637
Dealer Cost
$60,189
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Price Tip:
To avoid overpaying on a new Volvo S90, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
Volvo Price Guides:
Volvo S90 Overview:

The S90 is something of a statement Volvo made of its deep heritage. It's an attractive sedan from the inside and out, reminiscent of the best of Scandinavian design. The body materials are crisp, and the interior displays luxury. There are finer cabins on the market, but the 2019 Volvo S90 still goes far.

It's more than superficial, though; Volvo adds plenty of substance to the S90, including driver assistance bonuses. Though it's priced competitively with midsize luxury sedans, the 2019 Volvo S90 body is much longer. The added length enables rear passengers to enjoy more legroom, plus a little more front legroom.

The four-cylinder engine draws some criticism, however. It's not a lackluster engine by any means, but it falls behind when compared to six-cylinder engines available on other sedans. The same is true for ride quality, which could stand to be softer considering its class. Still, it's worth taking a look at the 2019 Volvo S90 if you're in the market for a luxury sedan with style.

What's New for 2019?
 
The 2019 Volvo S90 is part of the second generation of S90s, which Volvo introduced two years ago. This year, there are some minor revisions to available and standard equipment, as well as the contents of each trim level.

Styles
 
The midsize luxury 2019 Volvo S90 sedan has something to satisfy most drivers, and the Momentum trim is likely the sweet spot.

The Momentum trim gets a generous list of equipment as well as access to many of the features from the Inscription as upgrades. It's just easier to customize the Momentum to match your needs than the Inscription.

As far as the engine is concerned, go for the T6 engine; its higher output is worth the upcharge.

Trims
 
Only two trim levels exist for the 2019 Volvo S90: the Momentum and the Inscription. In either case, you get to choose between three powerplants.

T5 models get a 2.0L four-cylinder turbo engine, generating 250 horses and 258 pound-feet of torque coupled with an eight-speed automatic and front-wheel drive. You have the option to swap this out with all-wheel drive instead. The T6 is both turbo- and supercharged, producing 316 horses and 295 pound-feet and coupled with all-wheel drive. The hybrid T8 plugs in to charge its 87-hp electric motor, which adds more power to the T6 engine to ramp it up to 400 horses and 472 pound-feet.

The T5 Momentum sits on 18-inch alloy wheels, offers selectable drive modes, and provides power-based front seat adjustments, rear headsets, and the panoramic sunroof. You'll also get rear parking sensors for safety, driver-seat memory functions for comfort, and wood interior trim with simulated leather upholstery for luxury.

There's plenty of technology to go around, too, like a 9-inch touchscreen with smartphone integration via Apple CarPlay and Android Auto, access to the Sensus infotainment system by Volvo, and a 10-speaker sound system that can play satellite radio. Also, there's Volvo On Call.

More safety features come standard on the T5 Momentum, like blind-spot monitoring, a traffic signer reader, adaptive cruise control, forward collision mitigation, and oncoming lane mitigation, among others.

In addition to the above, the T6 trim sits on 19-inch wheels, upgrades the sound to a Harman Kardon system, shades the rear windows, ventilates the front seats, cools the glovebox, and provides ambient cabin lighting. There's also four-zone auto climate control, leather coverings on the door panels, and improved wood interior trim.

You'll also have access to the Advanced package, which provides a heads-up display, better headlights, parking assist, and a camera system with surround view for advanced safety. Finally, the Inscription gets access to the Luxury package, which uses better materials for the headliner, adds heating to the steering wheel and rear seats, and adds massaging functionality to the front seats.

Driving Impressions
 
The 2019 Volvo S90 isn't the most powerful in terms of performance, but it's still capable when you need its speed. It delivers precision steering, but it's heavy to turn. Couple that with the mass of the car, and it's a little slow around the corner compared to its rivals. It gets moving, but it's hardly a sports sedan.

Equipped with the T6 turbo-supercharger, you'll reach highway speeds in the blink of an eye, but the noise starts to ramp up near the redline. The first six gears have the best capacity for power, leaving seventh and eighth gears to save fuel.

The brake pedal feels firm and stable, allowing you to feel confident when driving around the city and on the highway. That's especially good considering the Volvo is more substantial than a typical luxury sedan.

Because of the weight, it takes more effort to steer the S90 than typical for its type. The wheel returns to center smoothly, and you will get feedback from the road, but you'll get fatigued driving for too long.

The tires grip well, indicating the intention Volvo had to create a sporty drive. Unfortunately, it's too heavy to deliver that kind of experience. You can handle the sedan, but it's hardly inspiring; it almost doesn't want to change the direction it's traveling in.

Having said that, the S90 seems more tuned to a comfortable ride than a sporty or speedy drive. But Comfort Mode further dull the accelerator and the rest of the sedan's senses. Drivers who want a little oomph in their drive will likely keep their S90 set to Sport Mode.

Fuel Economy
 
Momentum: 23 city / 35 hwy
Inscription: 21 city / 31 hwy

How to Calculate The Dealer Cost of a Volvo S90:

Formula for Calculating Dealer Cost:

  • Example: Base Volvo S90 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Volvo S90 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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