Car Buying Strategies

2021 Volvo V90 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2021 Volvo V90 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost
2021 V90 - Style: T5 Inscription - 4 Dr Wagon w/FWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$51,800
Invoice Price
$48,692
Destination Fee
$995
Holdback
$518
Dealer Cost
$49,169
Find the Best Price
2021 V90 - Style: T5 R-Design - 4 Dr Wagon w/FWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$51,800
Invoice Price
$48,692
Destination Fee
$995
Holdback
$518
Dealer Cost
$49,169
Find the Best Price
2021 V90 - Style: T6 Inscription - 4 Dr Wagon w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$57,800
Invoice Price
$54,332
Destination Fee
$995
Holdback
$578
Dealer Cost
$54,749
Find the Best Price
2021 V90 - Style: T6 R-Design - 4 Dr Wagon w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$57,800
Invoice Price
$54,332
Destination Fee
$995
Holdback
$578
Dealer Cost
$54,749
Find the Best Price
2021 V90 Cross Country - Style: T6 - 4 Dr Wagon w/AWD. Powered by a 2 L, 4 Cylinder, Gas Engine w/Automatic Transmission
MSRP
$54,900
Invoice Price
$51,606
Destination Fee
$995
Holdback
$549
Dealer Cost
$52,052
Find the Best Price
Price Tip:
To avoid overpaying on a new Volvo V90, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
Volvo Price Guides:
Volvo V90 Overview:

.Volvo builds its V90 for the driver who desires luxury, spaciousness and versatility. In it, the owner finds modern comforts and safety. They can also discover aspects of their driving style and automotive tastes.

What's New for 2020?

The Swedish auto giant introduced the V90's second generation in 2018, and 2020's setup falls within that generation. Volvo built its brand on advances in automotive safety. This year's V90 offers new active safety features. Also, drivers who select the R-Design trim will enjoy high-gloss, black finishes on their V90's grille and other exterior elements.

Styles

The V90 is a luxury wagon. Volvo positions it as a vehicle with sedan-like handling and SUV-like cargo space. While North American roads feature high volumes of SUVs and crossovers, the V90 casts a beacon to owners and lessees who simply want a conventional car. Here, conventional is not boring.

The V90 looks luxurious and inviting. Externally, it combines modern and traditional styling. Inside, the car welcomes the driver with 21st century technology and elegance.

Trim Levels

For 2020, Volvo configured the V90 range in three trim levels. The R-Design trim comprises the model's entry class. It includes a handsome feature selection, which buyers can add to if they upgrade to the Inscription trim. Finally, the Cross Country trim optimizes comfort and durability features for long, enthusiastic drives.

As with other Volvo nameplates, the V90 family offers additional configuration levels that one might call sub-trims. These deal with engines and drivetrains. Subsequently, Volvo buyers can easily tailor a new 2020 Volvo V90 to their interests, needs and driving tendencies.

R-Design

While the R-Design brand is the V90's base trim, do not consider it basic. A Volvo V90 R-Design includes a sport chassis, stirring gloss-black elements and contour seats that blend Nappa leather and Nubuck upholstery. Further, metal-mesh inlays, a lane-keeping aid and premium audio crafted by Harman Kardon's engineers round out this trim's feature highlights. It is also available in eye-catching exterior finishes like Ice White and Bursting Blue Metallic.

When one chooses an R-Design, they can also select the T5 or T6 setup. In a T5, the buyer acquires a front-wheel-drive wagon that delivers 250 horsepower. A T6 R-Design V90 packs 316 horsepower to turn its all-wheel drivetrain.

Inscription

Like the R-Design configuration, the Inscription trim is available in T5 and T6 setups. In either Inscription variant, the V90 driver rides upon 10-spoke, silver, diamond-cut alloy wheels. They also rest upon Nappa leather seats.

Additionally, this setup's driver acquires walnut inlays. Every Inscription V90's side mirrors match its paint job, too. That paint job may be Black Stone, Mussel Blue Metallic or any of nine other hues.

V90 Cross Country

For the ultimate V90 experience, buyers can select the Cross Country trim. This is the V90 meant for all road types and conditions. To that end, Volvo adds rugged style touches. Charcoal-colored body cladding buttresses the Cross Country's exterior, and dual skid plates add undercarriage protection.

Seekers of versatile automotive luxury should opt for a Volvo V90 Cross Country. It augments its standard T6 AWD setup with an Off-Road driving mode. Dialing into that mode shifts the V90 Cross Country's responsiveness and lightens the stress associated with driving on less-traveled surfaces.

The 2020 Volvo V90 Cross Country buyer also acquires a larger rear-loading area. Kayakers, cyclists and snow-sports enthusiasts appreciate the model's low roofline, too. It lends itself to easier gear loading than one finds on an SUV.

Inside the Volvo V90 Cross Country, the driver experiences elegance. Its decorative inlays feature black walnut, and its seats display rich leather. The car's high-performance audio system disperses the day's cortisol sources.

Meanwhile, the Cross Country's center display is stellar. Volvo configures it in a user-friendly portrait format. As a result, the driver scrolls less and stays more engaged with their drive. Notably, this unit's modern touchscreen senses the driver's fingers through gloves.

Driving Experience

Within the Volvo V90, the driver connects with the car and the road. Thanks to the car's premium-engineered components, that road can be old or new, dry or wet. Throughout any trip, the driver enjoys exceptional physical and emotional comfort.

Fuel Efficiency

A 2020 Volvo V90's fuel economy relies upon its trim, engine and drivetrain. The R-Design and Inscription setups have identical MPG ratings. In either trim's FWD T5 configuration, the V90 acquires 33 MPG. Each setup's AWD T6 configuration averages 31 MPG.

The V90 Cross Country is only available in the AWD T6 configuration. Of course, its beefier exterior components increase its weight. As a result, it acquires 30 MPG.

No matter its trim or drivetrain, Volvo's V90 is a compelling luxury wagon. Drivers will find themselves quite pleased in a V90.

How to Calculate The Dealer Cost of a Volvo V90:

Formula for Calculating Dealer Cost:

  • Example: Base Volvo V90 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Volvo V90 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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