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2019 Volvo XC40 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2019 Volvo XC40 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP What is MSRP? Invoice Price What is Dealer Invoice Price? Destination Fee Whatis the Destination Fee? Holdback What is Holdback? Dealer Cost What is Dealer Cost?
Note: The Volvo XC40 pricing report below does not include rebates or incentives. View Rebates and Incentives.
2019 XC40- Trim: T4 Inscription w/ FWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 187 @ 4700 RPM. Torque: 221 @ 1400 RPM
MSRP
$38,250
Invoice Price
$35,955
Destination Fee
$995
Holdback
$383
Dealer Cost
$36,567
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2019 XC40- Trim: T5 Inscription w/ AWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 248 @ 5500 RPM. Torque: 258 @ 1800 RPM
MSRP
$40,250
Invoice Price
$37,835
Destination Fee
$995
Holdback
$403
Dealer Cost
$38,427
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2019 XC40- Trim: T4 Momentum w/ FWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 187 @ 4700 RPM. Torque: 221 @ 1400 RPM
MSRP
$33,700
Invoice Price
$31,678
Destination Fee
$995
Holdback
$337
Dealer Cost
$32,336
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2019 XC40- Trim: T5 Momentum w/ AWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 248 @ 5500 RPM. Torque: 258 @ 1800 RPM
MSRP
$35,700
Invoice Price
$33,558
Destination Fee
$995
Holdback
$357
Dealer Cost
$34,196
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2019 XC40- Trim: T4 R-Design w/ FWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 187 @ 4700 RPM. Torque: 221 @ 1400 RPM
MSRP
$36,200
Invoice Price
$34,028
Destination Fee
$995
Holdback
$362
Dealer Cost
$34,661
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2019 XC40- Trim: T5 R-Design w/ AWD. Powered by a Turbo Engine - 2.0L I-4. Transmission: Auto w/8-Spd. Horsepower: 248 @ 5500 RPM. Torque: 258 @ 1800 RPM
MSRP
$38,200
Invoice Price
$35,908
Destination Fee
$995
Holdback
$382
Dealer Cost
$36,521
Find the Best Price
Price Tip:
To avoid overpaying on a new Volvo XC40, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
Volvo Price Guides:
2019 Volvo XC40 Overview:

The 2019 Volvo XC40

As a compact SUV that comes with available all-wheel drive, the 2019 Volvo XC40 offers a lot of versatility. It has 47.2 cubic-feet of cargo room with the rear back seats folded down, and it has the power and handling needed to handle a variety of situations. The vehicle has many classic elements that drivers have come to expect from the Volvo brand, and it's fairly similar to the XC90 and XC60, the company's larger offerings in the SUV market.

What's New in the 2019 Volvo XC40?

The XC40 is an all-new model. Built on Volvo's small car platform, it has luxury details that make it a pleasure to drive. It combines them with a suite of high-tech safety features, clever storage options, an advanced infotainment system, and fairly good mileage in comparison to other offerings in the SUV market.

Engine and Trim XC40 Choices

Two engines are available on the 2019 XC40: the T4 and the T5. They're both 2.0-liter turbocharged four-cylinder engines. The T4 is the standard option, and it can achieve 187 horsepower and 221 pound-feet of torque. The T5 is the engine to choose for anyone who wants All-Wheel Drive, and it can achieve 247 horsepower and 258 pound-feet of torque.

In terms of fuel efficiency, there are slight differences in the models. The T4 gets an estimated 23 miles per gallon on city roads and 33 miles per gallon on the highway, for a combined 27 mpg. The T5 also gets 23 mpg in the city, but its highway mpg is 31. Its combined estimated miles per gallon is 26.

Both engines are paired with an eight-speed automatic transmission.

The trim levels that are offered are Momentum, R-Design, and Inscription. The Momentum comes with 18" wheels, LED headlights, automatic high beams, and leather upholstery for a luxury feel even at this base level. Its sound system includes eight speakers and HD and satellite radio capability. Other touches that help the vehicle feel high-end are the power liftgate, automatic wipers, and automatic climate control.

In the R-Design, the wheels are bumped up to 19" models. The sport-tuned suspension offers good handling, and special styling on the paint, steering wheel, and upholstery creates a sporty, aggressive overall feel.

The Inscription is the premium level of the 2019 Volvo XC40. Fine points like real wood trim and a crystal gear shift knob enhance the elegance in the cabin. This vehicle comes with a surround-view parking camera in addition to the rear-view camera that the other Volvo SUVS in the collection are equipped with.

Additional Packages

Some upgrades are included as part of packages that can be added to any trim level. The Premium Package, for instance, comes with the adaptive cruise control system called Pilot Assist, power-folding back rests, and wireless smartphone charging. The Vision package helps with parking by including front and rear parking sensors, an automated parking system, and blind spot monitoring with rear cross-traffic assist. The Advanced package includes features like LED fog lights and a surround-view parking camera. Finally, the Heated Front Seats & Heated Steering Wheel package does just what its name implies.

Safety Features

An advantage to driving a 2019 Volvo XC40 is that it will come with a full array of safety systems. With its forward-collision warning and automatic braking system, the vehicle can detect potential obstacles and apply pressure to the brakes. Likewise, the rear collision-mitigation system can put on the brakes if a rear-end collision is predicted.

Further, with lane-keeping assist and a driver-inattention warning system, the SUV helps keep drivers focused on where they need to be. An alert goes up if an issue is detected, and sometimes the steering will automatically be adjusted in response to a situation.

In a 2019 Volvo XC40, there's the option to use the Volvo On Call emergency services. This can give drivers direct access to accident and breakdown services provided by Volvo Roadside. Additional benefits include stolen vehicle tracking and theft alarm notification. The Volvo On Call app can be used with this system as well. Through the app, drivers can remote start/stop their engines, look up vehicle information, and even honk and flash the blinkers.

Getting Behind the Wheel

The XC40 sits tall and is slightly narrow. Some may appreciate the high vantage point that the vehicle provides, and with its compact size, the Volvo is easily maneuverable into tight city parking spaces. It feels sporty and quick while also being powerful. Anyone riding inside one can stay connected to the weather and traffic on the nine-inch vertical touchscreen, which can also be used in conjunction with Apple CarPlay and Android Auto.

Overall, the 2019 Volvo XC40 may be a wise choice for those who appreciate luxury, want an SUV in which they can ride comfortably, and are happy with a more compact vehicle.

How to Calculate The Dealer Cost of a Volvo XC40:

Formula for Calculating Dealer Cost:

  • Example: Base Volvo XC40 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Volvo XC40 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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