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2023 Volvo XC90 Prices: MSRP vs Dealer Invoice vs True Dealer Cost w/Holdback

2023 Volvo XC90 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used in this Guide:
MSRP | Invoice Price | Destination Fee | Holdback | Dealer Cost

Volvo XC90 Pricing for the Momentum, Inscription and Recharge

2023 XC90 - Trim: B5 7-Passenger Core - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$56,000
Invoice Price
$52,640
Destination Fee
$1,095
Holdback
$560
Dealer Cost
$53,175
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2023 XC90 - Trim: B5 7-Passenger Plus - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$59,900
Invoice Price
$56,306
Destination Fee
$1,095
Holdback
$599
Dealer Cost
$56,802
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2023 XC90 - Trim: B6 7-Passenger Core - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$60,900
Invoice Price
$57,246
Destination Fee
$1,095
Holdback
$609
Dealer Cost
$57,732
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2023 XC90 - Trim: B6 7-Passenger Plus - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$63,400
Invoice Price
$59,596
Destination Fee
$1,095
Holdback
$634
Dealer Cost
$60,057
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2023 XC90 - Trim: B6 6-Passenger Plus - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$63,900
Invoice Price
$60,066
Destination Fee
$1,095
Holdback
$639
Dealer Cost
$60,522
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2023 XC90 - Trim: B6 7-Passenger Ultimate - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$69,200
Invoice Price
$65,048
Destination Fee
$1,095
Holdback
$692
Dealer Cost
$65,451
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2023 XC90 - Trim: B6 6-Passenger Ultimate - 4-Door SUV with AWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$69,700
Invoice Price
$65,518
Destination Fee
$1,095
Holdback
$697
Dealer Cost
$65,916
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Recharge pricing

2023 XC90 Recharge - Trim: Plug-In Hybrid T8 7-Passenger Core - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$71,900
Invoice Price
$67,586
Destination Fee
$1,095
Holdback
$719
Dealer Cost
$67,962
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2023 XC90 Recharge - Trim: Plug-In Hybrid T8 7-Passenger Plus Bright Theme - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$73,600
Invoice Price
$69,184
Destination Fee
$1,095
Holdback
$736
Dealer Cost
$69,543
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2023 XC90 Recharge - Trim: Plug-In Hybrid T8 7-Passenger Plus Dark Theme - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$73,600
Invoice Price
$69,184
Destination Fee
$1,095
Holdback
$736
Dealer Cost
$69,543
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2023 XC90 Recharge - Trim: Plug-In Hybrid T8 6-Passenger Plus Bright Theme - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$74,100
Invoice Price
$69,654
Destination Fee
$1,095
Holdback
$741
Dealer Cost
$70,008
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2023 XC90 Recharge - Trim: Plug-In Hybrid T8 7-Passenger Ultimate Bright - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$79,400
Invoice Price
$74,636
Destination Fee
$1,095
Holdback
$794
Dealer Cost
$74,937
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2023 XC90 Recharge - Trim: Plug-In Hybrid T8 7-Passenger Ultimate Dark Theme - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$79,400
Invoice Price
$74,636
Destination Fee
$1,095
Holdback
$794
Dealer Cost
$74,937
Find the Best Price
2023 XC90 Recharge - Trim: Plug-In Hybrid T8 6-Passenger Ultimate Bright - 4-Door SUV with eAWD. Powered by a 2L, 4 Cylinder, Gas/Electric Engine w/ Automatic Transmission.
MSRP
$79,900
Invoice Price
$75,106
Destination Fee
$1,095
Holdback
$799
Dealer Cost
$75,402
Find the Best Price
Price Tip:
To find the best possible price on a new Volvo XC90, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services; Edmunds,   Rydeshopper,   CarsDirect,   Motortrend  &   J.D Power
These services will offer you the lowest prices and supply you with multiple competing price quotes. You will know the best price before you visit the dealer.
How to Calculate The Dealer Cost of a Volvo XC90:

Formula for Calculating Dealer Cost:

  • Example: Base Volvo XC90 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Volvo XC90 Overview:

As the largest vehicle in the Volvo lineup, the XC90 is popular with families. It is a midsize three-row SUV with a respectable amount of space and a long list of standard equipment. Like most Volvo vehicles, the 2022 XC90 is elegant. The sophisticated exterior design is matched by its elegant cabin design. Those interested in a luxurious three-row SUV will want to explore the 2022 XC90.

What's New for 2022?

There are many minor changes made to the XC90 in 2022. The entry-level Momentum model gains a built-in navigation system, for example. A few of the packages add more features. For the Climate package, the XC90 now gains a heated steering wheel and heated rear seats. The Advanced package bundles a head-up display, a 360-degree camera system, and a sophisticated air purification system.

Performance Stats

In 2022, there are three powertrains available for the XC90. The base engine, referred to as the T5, is a turbocharged four-cylinder that makes 250-horsepower and 258 lb-ft of torque. Next up is the T6, which takes that same engine and supercharges it, resulting in 316-horsepower along with 295 lb-ft of torque. Finally, there is the Recharge powertrain, which is the T6 plus an electric motor and a battery pack. The output is 400-horsepower and 472 lb-ft of torque.

All of these engines are mated to an eight-speed automatic transmission. Any model with the T5 powertrain will come standard with front-wheel drive with the option to upgrade. The remaining powertrains are available exclusively with all-wheel drive.

Fuel Economy

As expected, the most efficient non-hybrid version of the 2022 XC90 is the front-wheel-drive model with the T5 powertrain. It gets 21mpg in the city and 30mpg on the highway. Sticking with that powertrain but going with all-wheel drive will mean getting 20mpg city and 28mpg highway. These are good numbers for the class.

All models with the T6 get all-wheel drive, and they get 19mpg in the city and 27mpg on the highway. The Recharge powertrain can give drivers 18 miles on electric power only and is estimated to get 55 MPGe.

Technology Features

The 2022 XC90 uses a tablet-style touchscreen that measures in at 9-inches. Reviews of this setup are mixed, with some people thinking it is intuitive while others thinking it is not user-friendly. Navigation, Apple CarPlay, and Android Auto are all included, along with a 10-speaker audio system. Wireless device charging and satellite radio are also among the standard features. Select models have either a 14-speaker or 19-speaker audio system as an upgrade.

Safety Features

As expected of a luxury vehicle, the 2022 XC90 has multiple safety features. The standard equipment includes blind-spot monitoring, adaptive headlights, automatic high beams, lane departure warning, and road sign recognition. All 2022 XC90 models also have both front and rear parking sensors. Rounding out the list are forward-collision warning with pedestrian and cyclist detection, plus forward automatic emergency braking.

There are a few driver aids that have been left off that list. Select models can get a head-up display and a surround-view camera system. Also available is a hands-free parking assist feature.

Interior Quality

It is hard to find a cabin that is more sophisticated and luxurious than the one in the XC90. Quad-zone automatic climate control is included, plus synthetic leather upholstery and a digital instrument panel. The driver seat gets memory settings, and both front seats are power-adjustable. Select models have ambient interior lighting, ventilated front seats, and a wool blend upholstery.

Interior Space

All models of the XC90 have a hands-free power liftgate, which makes it easy to access the generous cargo area. There are nearly 16 cubic feet behind the third row and just under 42 cubic feet behind the second row. Behind the first row, drivers get 85.7 cubic feet to fill with cargo.

There are seats for either six or seven inside the XC90. Due to the boxy shape of the vehicle, there is plenty of headroom, especially in the front two rows. The shape of the vehicle also gives the driver a great view of the road ahead. Unfortunately, the XC90 has a cramped third row, which is common for the midsize SUV class.

Exterior Design

The Momentum trim level is the base model. It has several upscale details for the exterior, including adaptive headlights that corner with the vehicle and 19-inch alloy wheels. This model can also be equipped with 20-inch or 21-inch wheels. The R-Design trim adds illuminated doorsills and blacked-out exterior trim. Finally, the top Inscription trim shows off chrome exterior accents.

Comfortable, versatile, and engaging, the 2022 Volvo XC90 is an excellent choice for a three-row SUV. Buyers will love every minute of their test drive.
 

Note: All Volvo XC90 MSRP, invoice and dealer cost dollar figures above are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.