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2020 Cadillac CT5 Prices: MSRP vs Dealer Invoice vs True Dealer Cost

2020 Cadillac CT5 Invoice Price Guide - Holdback - Dealer Cost - MSRP
Price terms Used:
MSRP What is MSRP? Invoice Price What is Dealer Invoice Price? Destination Fee Whatis the Destination Fee? Holdback What is Holdback? Dealer Cost What is Dealer Cost?
2020 CT5 Trim: 4-Door Luxury 2.0L 1SB Automatic Sedan. Powered by a 2L 4 Cylinder w/RWD - Gas Engine
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2020 CT5 Trim: 4-Door Premium Luxury 2.0L 1SD Automatic Sedan. Powered by a 2L 4 Cylinder w/RWD - Gas Engine
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2020 CT5 Trim: 4-Door Sport 2.0L 1SE Automatic Sedan. Powered by a 2L 4 Cylinder w/RWD - Gas Engine
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Price Tip:
To avoid overpaying on a new Cadillac CT5, shop prices online first. Get up front pricing before you walk into a dealership. We recommend the following free services;
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Cadillac CT5 Overview:

After several years of continuous problems, Cadillac shelved their ATS executive sedan during the 2019 model year. From that point on, they started to work on a replacement. Something that stopped the hemorrhage of customers who moved to European manufacturers for an executive sedan. A vehicle that straddled the space between sport and luxury.

In the end, they came up with the 2020 Cadillac CT5. With looks that combine traditional Caddy styling with European flair, the company hopes to quickly rinse the taste of the ATS out of people's minds.

What’s New for 2020?

In its first generation, the 2020 Cadillac CT5 was built from the ground up. The auto manufacturer took many of the best qualities of its other models, along with some unique enhancements, and applied them to the CT5.

Styles and Trims

The 2020 Cadillac CT5 comes as a four-door sedan with the same amount of trims. The Luxury and Premium Luxury have respective base MSRPs of $37,000 and $41,000. The Sport is $1,000 more. With a MSRP of $48,000 the CT5-V is the top-end trim.

Exterior Features

There's no resemblance of the ATS in the 2020 Cadillac CT5. Instead, the exterior is a combination of round edges and flat surfaces. The front-end has a low black-mesh grille that highlights the vehicle's energy-efficient LED headlights. It curves across the roofline and down into a square back with an over-sized trunk for a luxury sedan.

Higher-end trims bring sport fascias, rockers, and spoilers. Wheels on these models are of bright aluminum while headlights feature transparent outer-lens taillamps.

Internal Features

The starship-like controls of the ATS are a thing of the past in the 2020 Cadillac CT5. In its place are user-friendly controls as well as a better design control panel that replaces the analog gauges. It's all placed in a smooth and seamless dashboard.

The eight-inch touchscreen features smartphone controls. Drivers can tap, wipe, and pinch-to-zoom their personal apps thanks to compatibility with Android Auto and Apple CarPlay. Bluetooth hand-free operations are combined with voice recognition commands to make phone calls.

An important interior feature is the CT5's active noise control system. Sensors built into its chassis absorb vibrations and environmental sounds from the outside. In turn, very little gets through the cabin.


There's power underneath each trim of the Cadillac CT5. The first three have a standard 2.0L twin turbo engine connected to a ten-speed automatic transmission. An optional three-liter V6 is also available in an upgrade, as is the ability to move to all-wheel-drive.

The CT5-V makes the three-liter standard and adds electronic precision shift to the mix. This technology creates smooth gear shifts without slips. Thus, acceleration and fuel efficiency aren't hampered.

Added to these powertrains is Cadillac's venture into semi-automated driving. The Super Cruise proprietary technology pairs wireless communication with built-in sensors to control the sedan's speed and steering under various conditions.

Quality and Comfort

The CT5 gives its driver and occupants luxury comfort and quality. Even in the base Luxury trim there's leatherette-appointed seating and a leather-wrapped steering wheel with paddle controls. Automatic front-row adjustments range between 12 for the luxury and nearly 20 for the CT5-V.

Heated elements are available as options for the steering wheel and seats. A dual-pane sunroof is also provided as an upgrade. Many of these are included in the CT5's memory system when consumers purchase the V trim.


The 2020 Cadillac CT5 is no slouch in safety and driver aids. In fact, there are as many support tools built-in as standards as there are upgrades. On top of items like multiple airbags, anti-lock brakes, and a HD rear-view camera, consumers get several more protections offerings.

Standards at the Luxury trim are a LED windshield alert, front collision braking, and forward collision alert. The CT5-V adds blind zone and lane change alerts and rear park assist. It also has Cadillac's patented safety seat alert that vibrates when a collision is imminent.

Fuel Efficiency

For vehicles with front-wheel-drive, the CT5 gets 23 miles per gallon in the city and an impressive 32 mpg on the highway. Moving to the AWD drivetrain reduces fuel economy down an average of two miles. This is for the 2.0L model of powertrain.


There are high hopes the 2020 Cadillac CT5 washes away the memory of the ATS brings consumers back into their fold. It shouldn't have difficulty. With its power, design, and luxury features, it is already ahead of its predecessor. In addition, the standard driver aids at all trims should make drivers take a fresh look.

How to Calculate The Dealer Cost of a Cadillac CT5:

Formula for Calculating Dealer Cost:

  • Example: Base Cadillac CT5 invoice price + the dealer Invoice price of options + destination - Holdback = Total Dealer Cost.
  • What is Holdback? A hidden amount that manufacturers give back to a dealer. It is a percentage of the MSRP or the Invoice price.

Total Dealer Cost - Rebate and Incentive + Taxes / Licensing Fees = True Dealer Cost. (You can get rebates and incentives here.)

Note: All Cadillac CT5 MSRP, invoice and dealer cost dollar figures above are approximate amounts. Prices are subject to change without notice.

A note about rebates: Most rebates are subtracted from the "on the road" figure. In most cases, you can have the rebate if you are arranging your own financing or you are paying cash. If you decide to use the manufacturer’s low interest financing, you do not usually get the rebate. Ask your dealer for details.

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